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Why do I need Tenant's insurance in Ontario?
In Ontario, most landlords require their tenant's to purchase tenant's insurance. Tenant's insurance protects the tenant's (or renter's) contents from damage from an insured peril. For example, if there was a fire and a tenant's furniture, clothing and electronics were destroyed, the insurance policy would reimburse the tenant for all their destroyed contents.
Standard Coverage Highlights
Contents
Your personal property such as furniture, clothes, and electronics are covered
Liability
Liability coverage protects you from lawsuits resulting from negligence on the premises.
*Disclaimer: Subject to specific policy and exclusions. Talk to your broker.
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