Question 1

What is Contractor's Insurance?

Accepted Answer

Contractor's insurance is designed to protect the operations and completed processes of the trades. These products protect the insured from financial loss due to any property damage or bodily injury they may cause on the premises of a client during the course of operations. Contractor's insurance is simply liability insurance for your contracting operations.

Question 2

Covered Professionals

Accepted Answer

Any professional that provides services directly to a client's premises with the intent to build, service, maintain or enhance a property or structure.
Examples of covered services:
 • Landscaping
 • Snow removal 
 • Roofing 
 • HVAC 
 • Painting,
 • Plumbing
 • Cleaning 
 • Tile work
 • Drywalling
 • Electricians (non-commercial)
 • Insulation
 • Window cleaning

Question 3

Tools and Equipment Endorsement

Accepted Answer

The tools coverage add-on protects all the equipment and tools used in the business operations from damage, loss or theft.
Examples of covered items:
 • Power Tools
 • Ladders
 • Fabrication Tools
 • Saws
 • Wrenches, screwdrivers, jacks
 • Lawnmowers and Trimmers
 • And more!

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Contractors Insurance